A cruise may seem like an all-inclusive vacation, but there’s a long list of expenses that aren’t covered by your base fare. While your ticket includes lodging, meals in main dining areas, onboard entertainment, and transportation between ports, many cruise lines charge extra for things you might assume are free. Understanding these hidden cruise costs ahead of time helps you build a realistic budget and avoid surprise charges at sea.
- Gratuities and Service Charges
Most major cruise lines automatically add daily gratuities to your onboard account. These typically range from $14 to $20 per person, per day, depending on the cruise line and cabin class.
Examples:
- Carnival: $16–$18 per person, per day
- Royal Caribbean: $18–$20.50 per person, per day
You can prepay these gratuities before your cruise or have them charged automatically onboard.
- Specialty Dining
While buffet and main dining room meals are included, specialty restaurants cost extra. These can range from $20 to $60 per person depending on the restaurant and cruise line.
Common specialty dining examples:
- Steakhouses, sushi bars, French bistros, and teppanyaki grills
- Upscale experiences with wine pairings or chef’s tables
- Drinks (Alcoholic and Non-Alcoholic)
Water, iced tea, and basic coffee are free—but soda, bottled water, espresso drinks, and alcohol are not. Drink packages are available but can cost $50–$100+ per person, per day.
Links to popular cruise line beverage policies:
- Wi-Fi and Internet Access
Internet at sea is rarely free and usually priced by the day or by data usage. Expect to pay:
- $15–$30 per device, per day for basic plans
- Higher rates for streaming or faster connections
Tip: Some cruise lines offer discounted Wi-Fi packages when booked pre-cruise.
- Shore Excursions
Excursions are not included in your fare. Booking through the cruise line offers convenience but comes at a premium. You can often save 20–50% by booking directly through providers on platforms like Viator or Shore Excursions Group.
- Port Fees and Taxes
While included in your final fare, these charges aren’t always visible during initial price browsing. They can add $100–$300 per person depending on the number of ports and cruise region.
- Onboard Activities and Entertainment Upcharges
Many amenities are free—like Broadway-style shows and pool games—but others cost extra:
- Fitness classes (e.g., spin or yoga)
- Escape rooms or laser tag
- Adult-only areas or spa passes
- Art auctions and seminars with purchase pitches
- Travel Insurance
Travel insurance is optional but highly recommended. You can purchase it through the cruise line or third-party sites like Squaremouth for coverage on trip delays, cancellations, and medical emergencies.
- Parking and Transfers
Driving to the port? Terminal parking fees average $15–$25 per day. If flying, you’ll need ground transportation to the cruise terminal. Shuttles, rideshares, or hotel transfer packages can help reduce this cost.
- Pre-Cruise Expenses
Don’t forget pre-boarding costs like:
- Hotels near the port
- Meals before embarkation
- Cruise attire or luggage upgrades
Platforms like Rakuten and Ibotta can help offset these purchases, and apps like Fluz let you earn cashback with a Carnival gift card to reduce onboard costs.
The Bottom Line
While cruises bundle many costs into one fare, there’s still plenty you’ll pay for separately. Budgeting for these hidden cruise expenses ahead of time—and using loyalty programs, cashback apps, and strategic planning—can keep your vacation affordable without sacrificing enjoyment.
